Taste and Ambition

A question to all wannabes, startuppers and entrepreneurs: Does taste drive ambition or ambition drive taste for you?

In other words, Do you have a passion for Ferrari and hence want to become rich, or do you want to become rich and then perhaps buy something like a Ferrari? [1]

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On a related note, a friend of mine told me about his theory about the generations of entrepreneurs:

• The first generation entrepreneur works hard and has no time or is not interested in other things – they just want to prove themselves.
• The second generation entrepreneur has the best of both worlds – having money to enjoy as well as being inculcated with the learnings of the first generation.
• The third generation onwards, it goes downhill – because they are too pampered and they don’t need to earn any money since their ancestors have made enough money for next five generations.

Do you think this is a valid hypothesis?

[1] Don’t take Ferrari literally. You can substitute it with money to travel around the world, money to buy all the books that you ever wanted to read, etc.

Update (on Feb 23): After 51 votes, there is an equal split between the poll choices! So I guess my question could not lead me to any kind of answer. Nonetheless, it was an interesting discussion. Sometimes the question is more important than the answer.