Comments on: What is your ideal personal finance life? http://www.swaroopch.com/blog/ideal-personal-finance-life/ Conning people into thinking I'm intelligent. Since 1982. Thu, 09 Feb 2012 08:24:02 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: swaroopch http://www.swaroopch.com/blog/ideal-personal-finance-life/comment-page-1/#comment-129907 swaroopch Wed, 08 Jul 2009 14:29:53 +0000 http://www.swaroopch.com/?p=1639#comment-129907 @Prasanna Unfortunately, I haven't found anything like that in my research. I wonder how much knowledge would be required to write something like that. @Prasanna Unfortunately, I haven't found anything like that in my research. I wonder how much knowledge would be required to write something like that.

]]> By: Prasanna http://www.swaroopch.com/blog/ideal-personal-finance-life/comment-page-1/#comment-129897 Prasanna Mon, 06 Jul 2009 05:39:36 +0000 http://www.swaroopch.com/?p=1639#comment-129897 You know what is frustrating? Most of the personal finance resources available online do not really help people in India as they all are euro centric. And those that focus on India are so jargon filled that people like me who want to know more but can't understand financial terms etc are totally turned off. Is there a, iwillteachyouhowtoberich kinda Indian website/blog? You know what is frustrating? Most of the personal finance resources available online do not really help people in India as they all are euro centric. And those that focus on India are so jargon filled that people like me who want to know more but can't understand financial terms etc are totally turned off. Is there a, iwillteachyouhowtoberich kinda Indian website/blog?

]]> By: HKS http://www.swaroopch.com/blog/ideal-personal-finance-life/comment-page-1/#comment-124790 HKS Tue, 28 Apr 2009 05:51:15 +0000 http://www.swaroopch.com/?p=1639#comment-124790 <p>Swaroop, Good job.</p> <p>I have been at the quest for financial freedom too, for a while. My thoughts on the same are at investingforfinancialfreedom.blogspot.com/ I would welcome any comments you may have</p> <p>Thanks, HKS</p> Swaroop,
Good job.

I have been at the quest for financial freedom too, for a while.
My thoughts on the same are at investingforfinancialfreedom.blogspot.com/
I would welcome any comments you may have

Thanks,
HKS

]]> By: Swaroop http://www.swaroopch.com/blog/ideal-personal-finance-life/comment-page-1/#comment-124197 Swaroop Sun, 19 Apr 2009 03:39:11 +0000 http://www.swaroopch.com/?p=1639#comment-124197 <p>@Manish Nice articles.</p> <p>@Girish That's a very specific question to ask, and honestly I have no idea about it. What are the pros and cons of either of the options? Also, is the difference in money saved significant enough to spend time on thinking about it?</p> @Manish Nice articles.

@Girish That’s a very specific question to ask, and honestly I have no idea about it. What are the pros and cons of either of the options? Also, is the difference in money saved significant enough to spend time on thinking about it?

]]> By: Girish http://www.swaroopch.com/blog/ideal-personal-finance-life/comment-page-1/#comment-124069 Girish Fri, 17 Apr 2009 17:09:53 +0000 http://www.swaroopch.com/?p=1639#comment-124069 <p>This is an interesting blog, also usefull.... SHould try the links...should be usefull</p> <p>Was thinking say a person has a 10L Housing loan. And ahs saved about 2L within years...</p> <p>Should he clear a part of loan using 1.5L of his savings and miss the housing loan tax rebate</p> <p>or reduce his loan to 8.5L.... Please share your thoughts and usefull URLs.... regards, Girish</p> This is an interesting blog, also usefull….
SHould try the links…should be usefull

Was thinking say a person has a 10L Housing loan.
And ahs saved about 2L within years…

Should he clear a part of loan using 1.5L of his savings
and miss the housing loan tax rebate

or reduce his loan to 8.5L….
Please share your thoughts and usefull URLs….
regards,
Girish

]]> By: Manish Chauhan http://www.swaroopch.com/blog/ideal-personal-finance-life/comment-page-1/#comment-124001 Manish Chauhan Thu, 16 Apr 2009 17:07:48 +0000 http://www.swaroopch.com/?p=1639#comment-124001 <p>Nice one Swaroop</p> <p>I guess you would be interested in these articles I have written</p> <p>4 most important pillars of your Personal Finanace : http://www.jagoinvestor.com/2008/10/pillars-of-success.html</p> <p>5 most important things in an portfolio of an Indian : http://www.jagoinvestor.com/2008/10/5-elements.html</p> <p>Btw, Nice to know that you worked for yahoo earliar , I currently work in Yahoo! .</p> <p>Manish</p> Nice one Swaroop

I guess you would be interested in these articles I have written

4 most important pillars of your Personal Finanace : http://www.jagoinvestor.com/2008/10/pillars-of-success.html

5 most important things in an portfolio of an Indian : http://www.jagoinvestor.com/2008/10/5-elements.html

Btw, Nice to know that you worked for yahoo earliar , I currently work in Yahoo! .

Manish

]]> By: Swaroop http://www.swaroopch.com/blog/ideal-personal-finance-life/comment-page-1/#comment-123858 Swaroop Wed, 15 Apr 2009 09:48:25 +0000 http://www.swaroopch.com/?p=1639#comment-123858 <p>@Gowri I hope you get around to it, it would be very useful! Let me know if I can help in any way.</p> <p>@Ranjan Your workshop would be very useful to a lot of people, so please do continue working on it :)</p> <p>@Ankesh Exactly. As I mentioned, <strong>the beginner-centric personal finance blogs don't have an Indian context, and the India-centric ones don't have a beginner context</strong> :-/ For example, every personal finance blog recommends an ING Direct high-yield savings account... but what about in India?</p> <p>I checked out an issue of the Money Today magazine about a month back but was not satisfied. They are mostly geared towards buying into instruments, whether mutual funds or insurance schemes. But then again, that is what a magazine is about I guess.</p> @Gowri I hope you get around to it, it would be very useful! Let me know if I can help in any way.

@Ranjan Your workshop would be very useful to a lot of people, so please do continue working on it :)

@Ankesh Exactly. As I mentioned, the beginner-centric personal finance blogs don’t have an Indian context, and the India-centric ones don’t have a beginner context :-/ For example, every personal finance blog recommends an ING Direct high-yield savings account… but what about in India?

I checked out an issue of the Money Today magazine about a month back but was not satisfied. They are mostly geared towards buying into instruments, whether mutual funds or insurance schemes. But then again, that is what a magazine is about I guess.

]]> By: Ankesh Kothari http://www.swaroopch.com/blog/ideal-personal-finance-life/comment-page-1/#comment-123797 Ankesh Kothari Tue, 14 Apr 2009 17:45:07 +0000 http://www.swaroopch.com/?p=1639#comment-123797 <p>Great post and compilation of links Swaroop.</p> <p>My problem with blogs like getrichslowly.org is that they are not India centric. You find 101 links that tell you what bank to go with or what fund to go with - if you're in USA. But no one does comparisons and provides their conclusions for Indian banking and finance institutions and tools.</p> <p>Hopefully - the Money Today links you share will help cover those issues.</p> Great post and compilation of links Swaroop.

My problem with blogs like getrichslowly.org is that they are not India centric. You find 101 links that tell you what bank to go with or what fund to go with – if you’re in USA. But no one does comparisons and provides their conclusions for Indian banking and finance institutions and tools.

Hopefully – the Money Today links you share will help cover those issues.

]]> By: Ranjan http://www.swaroopch.com/blog/ideal-personal-finance-life/comment-page-1/#comment-123796 Ranjan Tue, 14 Apr 2009 17:22:29 +0000 http://www.swaroopch.com/?p=1639#comment-123796 <p>Hey, you've put me in a spot! :) Now I really need to work on that workshop seriously! :)</p> <p>But seriously, thanks for the encouragement!</p> Hey, you’ve put me in a spot! :) Now I really need to work on that workshop seriously! :)

But seriously, thanks for the encouragement!

]]> By: Gowri http://www.swaroopch.com/blog/ideal-personal-finance-life/comment-page-1/#comment-123764 Gowri Tue, 14 Apr 2009 06:08:48 +0000 http://www.swaroopch.com/?p=1639#comment-123764 <p>This statement of yours touched me deeply: "When I was looking for information with an Indian context, I was disappointed with websites like PersonalFN which are great sources of information if you already know what you’re doing, but they don’t help you to get started which is the problem in the first place!"</p> <p>This has been one of the ideas I have been pondering for a long time. There are a lot of young professionals (esp in IT) who seem to be in great need of personal finance information and advice at a very basic level, and there is pretty much no "go to" place for this. This is one area I have been wanting to put some effort and start a blog just for this. Time to get to work!</p> This statement of yours touched me deeply: “When I was looking for information with an Indian context, I was disappointed with websites like PersonalFN which are great sources of information if you already know what you’re doing, but they don’t help you to get started which is the problem in the first place!”

This has been one of the ideas I have been pondering for a long time. There are a lot of young professionals (esp in IT) who seem to be in great need of personal finance information and advice at a very basic level, and there is pretty much no “go to” place for this. This is one area I have been wanting to put some effort and start a blog just for this. Time to get to work!

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